Sunday, 4 March 2007

Livingston County Real Estate MI: Need To Sell Your Home Or Want To Buy One Even With Bumpy Credit?

You may be looking at Livingston County real estate MI lofts, condos, townhouses or other single family homes and thinking that you are just dreaming. But, homeownership is a very real possibility, even if you have past credit issues. Or, you may be trying to sell Livingston County real estate Michigan in a slow market with little luck. As experienced real estate investors we have unique programs that can help you. We do all the work. You reap the benefits.

Prices vary on Livingston County real estate. Michigan home prices, in general, vary a great deal. Economic issues have affected values throughout the state, more in some areas, less in others. If you live in Michigan and you have problem credit, you are not alone.

The same economic issues that have affected property values have affected the credit ratings of many people. Lay-offs and factory closings left many people unemployed for a time. In some cases, it was necessary to relocate or reeducate. And, whether a paycheck is coming in or not, the bills do not stop. If you are reading this and you have been turned down for traditional bank financing, because of past credit issues, you should know that there is a group of real estate investors in Michigan willing and able to help.

Maybe you are on the other side of the Livingston county real estate MI equation. Maybe you are the frustrated seller, tired of waiting for a buyer to come along and afraid of what may happen if you cannot sell soon. We have seen your ads. You are the “motivated seller”, the “must sell now” person. You are hoping that your property will not become one of the numerous foreclosures in the area.

If you want to quickly sell Livingston County real estate Michigan real estate investors, like us, can help.

Today Livingston county real estate Michigan is primarily a “bedroom community”. Commuters can travel to Detroit, Flint, Ann Arbor and Lansing in an hour or less. It is mostly Livingston’s central location that attracts new residents, but new growth in the service and industrial economic sectors is also growing the population.

Major employers in the county include Pepsico, Citizens Insurance and Ogihara Industries. For the last ten years, Livingston has been the fastest growing county in the state.

The median income for a family is $75,284, one of the highest for any county in the United States. But, even people with a good income can have bad credit. If a person can afford to rent, he or she can usually afford to own, but all that most lenders look at is the credit score, a number. Even people who have worked hard to pay off their debts may still find that their credit score is not high enough to qualify for even a high interest loan, much less the better ones.

A good strategy for buyers and sellers of Livingston County real estate (and Michigan real estate in general) is a lease option agreement.

Sometimes called “rent-to-own”, a lease option is a simple understanding drawn up between the potential buyer and the owner.

The potential buyer agrees to lease the home for a time with an option to buy it. The option term is usually a year, but terms can vary, and a portion of the rent he or she has paid goes towards the eventual purchase of the home....creating a feeling of true home ownership.

If you have problem credit, but have a job, a small down payment and the desire, you can own your own home. If you need to quickly sell Livingston county real estate MI real estate investors can help.

In short, it doesn't matter if you are a home seller or a person who wants to buy a home with bruised credit, we will do the work of making it happen for you.

Visit us to find out about our unique and effective programs.

Dan Ho is a real estate investor in Michigan. Visit Livingston county real estate MI to see how we can help you if you are a seller or want to buy a home, even with bruised credit.

http://www.buy-sell-michigan-real-estate.com is the definitive resource online for buyers and sellers of Michigan homes.

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